![]() ![]() The whole formula should look something like this: =SUM(B3:B4). Alternately, you can type in the cell range by typing the first and last cells, separated by a colon, into the SUM function. In the example, this would be cells B3 to B4. Then, click the cell to the right of "Net Pay" and drag down to the cell to right of your last income line item cell. In the cell directly to the right of that cell (B5 in the example), you need to create a formula to calculate total income. Create this cell in the next available cell underneath your last income line items (so, if you only have "Net Pay" and "Other Income," this will be cell A5). When you've created cells for all of your types of income, you'll need one that totals up your monthly income. You can also check out other budget templates at Sample Budget Spreadsheets.Make a cell that calculates total monthly income. Once you already have it on your device, you can customize it the way you want it to and easily fill out the necessary fields and you are off to a great start with your budget. You can easily download your preferred budget worksheet easily from this article. While it is true that there are restrictions, it is part of being able to make your budget plan an effective one. You might think that budgeting might be so difficult because of the possible limits you might have to do with your money. The templates help you reach your goals easily. The reason why you need to use the budget worksheets available in this article is to ensure that you are able to create a realistic budget plan both for your short-term and long-term financial goals. Why Use Sample Excel Budget Spreadsheets? ![]() The most difficult part about budgeting is being able to stick to the budget that you have made. Creating the budget plan itself can be very easy, especially with the help of the templates available in this article. Budgeting does not come as an easy task though. You will also be able to save up extra money that you can use for vacations and emergencies. ![]() Student Budget Calculator Worksheet in ExcelĪ budget helps you properly allocate the accurate amount of money to pay the most important expenses that one might have like your utility bills and rent. You can also check out some of our Sample Monthly Budget Sheets. Sooner or later, you will get the hang of it and it will become a habit. You can definitely go at your own pace and take it slow. Keeping a budget and financial plan may seem like it’s too much to handle. ![]() You will be able to determine if you are saving enough money or if you are running low on cash.You can set aside money for emergencies.You can invest in mutual funds or invest your extra cash in the stock market. You can make long-term goals for your finances.You can easily determine if you need to adjust your expenses.You can determine which ones are important expenditures and which ones are resources that might be wasteful. Keeping track of your finances can help keep your spending in check.How you want to lay it down or list down your budget, it all depends on your preference. You can choose to do it either on a daily, weekly, or monthly basis. A budget is simply a listing of what you need to spend on and what you need to spend less on. ![]()
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